Credit Officer

Citi is looking for a Credit Officer to play a pivotal role in shaping sound credit decisions that directly influence the performance and growth of our small business and commercial lending portfolio. In this role, you will serve as a recognized subject matter authority, partnering closely with bankers and cross‑functional teams to assess complex credit requests and deliver clear, risk‑informed recommendations. You will also lead and mentor a team of 6 to 8 credit professionals, combining deep analytical expertise with people leadership.

Responsibilities

• Lead, mentor, and develop a team of 6 to 8 Credit Analysts, providing guidance, supporting performance, and fostering a high‑quality underwriting culture.
• Assess and underwrite commercial credit requests for new and existing clients, taking ownership of credit decisions that comply with risk policy standards and internal guidelines.
• Prepare comprehensive written credit summaries tha...